LGIS GroupLGIS Group
Pioneering CRE Loan Insurance
Who We Are
LGIS is an institutional, investment grade rated insurance designed for most any type of Commercial Real Estate Loans underwriting Commercial Property Loan Insurance Policies.
What We Do
LGIS provides a claim pathway to cover lender deficiency losses when foreclosure proceeds fall short of the outstanding loan balance.
CPLI structure is intended to replace or reduce the need for personal guarantees in qualified CRE transactions.
We provide banks and investors improved repayment certainty, capital efficiency, and a competitive lending edge through more deals.
The top 10% to 40% of qualified loan amounts to reduce lenders exposure to foreclosure losses. A foreclosure loss occurs when a foreclosure net sale proceeds are less than the outstanding balance of the loan with adjustments for deductibles and credits.
Where We Insure
Phase 1 States
(Upon Effective Date)
Large Commercial/Industrial Insured States:
CO, DC, MI, MN, NH, PA, TX, VA
Form File and Use States:
FL, GA, SC, NV, DE, IN, NM, WV, WY
Phase 2 States
(Upon State Approval Date):
CA, NC, MD, NJ, TN, WA, AZ, OR, OH, IL, MA, UT
Phase 3 States
(Upon State Approval Date):
CT, LA, ID, MO, AL, KS, NE, OK, WI,
AK, IA, KY, ME, MS, MT, ND, RI, VT
Total Addressable Market
$ 0T
10 lender & investor segments
RBC Capital Reduction
0%
Life Company CM2 → CM1
Annual Premium Rate
<0%
3-year minimum initial term
Days From Claim Payment
0
From complete claim filing
You will be able to experience the LGIS App, coming soon. It will be an easy and fast way to manage your policy, claims, payments, and other strategies and services by LGIS Group; from the convenience of your mobile and web devices.
